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12-DECEMBER 18-2020

The Future of BusinessGood morning.
Before the election, Congress was debating two different stimulus bills.  One was over $1 trillion; the other was over $2 trillion.  Now, the market is anticipating that a $900 billion plan making the rounds will come into law sooner or later.  Either way, more created money is more created money.  Some of it will find its way to households that need it.  Some will find its way to the stock market (especially if every American gets another check again).
While the government isn’t known for its fiscal discipline in good times, the mere dangling of further stimulus has at least helped create billions of dollars in the stock market.  Eventually, Congress will get around to actually spending it, and the market will move on to the next news items capable of explaining daily swings.

Now here’s the rest of the news:

Silver is Back!: “In my view, as far as investment assets go, silver still remains amongst the most undervalued. But that’s unlikely to last.” —Peter Krauth

Gold $1,841.94 (+0.1%)
Silver $24.04 (-1.0%)
Platinum $1,021.00 (-4.3%)
Palladium $2,349.25 (-1.3%)

December 18, 2019

Mindset

First, design your future actions.
Mindset pic2This means being more intentional about how you would like to implement a change.  Become more productive at home by cutting out cable TV and deleting social media apps or games from your phone.  Improve eating habits by putting more fruits and vegetables towards the front of your refrigerator or only purchasing items in individual snack sizes to help with portion control.  Bolster your finances by setting up automatic deposits from your paycheck.  Take whatever it is you are planning to do and map it out accordingly.  The more we structure our environments to breed success, the more likely we are to get small amounts of gratification, and the better we become at aligning our present and future goals.

Next, reduce the friction of starting.
Mindset pic3The pain of procrastination is often far worse than simply starting.  Want to go for a run after work?  Pack your clothes, have your water ready, and a route pre-planned.  Find a healthy to go meal service if you’d like to start meal prepping but are worried about time.  Take small steps.  They don’t have to be perfect.  Spend time on getting yourself to simply show up and focus on how consistently you can do that rather than how well you complete the task in its entirety.  The more we do this, the more likely we are to build it into a habit and start to stick with it.  Go easy on yourself, reduce the barriers, and the rest will fall into place.

Lastly, set SMART goals.  Make them specific, measurable, attainable, realistic, and timely.
Mindset pic1NO surprise that the more specific we are with what we want to do, the better we are at accomplishing it.  For example, if I want to decrease sugars in my diet, I need to break down what that means.  For someone who finds themselves looking for candy bars in the vending machines mid afternoon, a SMART goal could be for them to stop carrying change in their pocket at work for the next month.  They could do this by putting the change in a piggy bank or container instead, and can use the money normally spent on candy/soda to purchase a non-food related reward at the end of the month.

What goal have you been trying to achieve?  Take these strategies and implement them!  Remember — the trick to getting ahead is getting started.  To Your Mindset … 😉

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