08-AUGUST 28-2021

“Politeness is to human nature what warmth is to wax.” –Arthur Schopenhauer

It’s a Matter of Manners

Something happened to me recently that stood out as an uncommon event.

It happened when I was greeting a friend as he brought his boat into our marina.  As I was standing on the dock, he introduced me to ‘Karen’ and her son ‘Hunter’.  This seven-year-old bounded out of the boat and walked the length of the dock towards me.  He extended his hand, looked me in the eye and said, “How do you do?”

The good manners he demonstrated by these simple actions were impressive – not just because he is so young, but because they are so rare.

I’m not a stickler for proper etiquette.  I’m talking about just plain good manners – about being polite.

We get phone calls at our home from teenagers, as well as adults, who don’t introduce themselves or say “hello” to the person answering the phone.  They just say, “Is ____ there?”  And these are people who know us.

We’ve even been to showers and weddings where we never received a thank you card for the gifts given.

“Good manners will open doors that the best education cannot.” –Clarence Thomas

I’m sure you have your own list of boorish behaviors that irritate you.

Good manners are never out of style.  And most of them are common sense – please, thank you, you’re welcome and good day go a long way towards better human relations.  A good handshake is an important social skill.

What does this have to do with success and personal development?  Plenty.

People judge us by our actions.  To get along in our culture, we need to show respect and be courteous.  It’s easy to turn people off by less-than-respectful behavior.  On the other hand, it’s easy to stand out by exercising even a modicum of good manners.

Young Hunter impressed me and made his mother proud by showing good manners.  It made me think about how important and yet how lacking good manners are in our society.

Good manners don’t cost anything to exercise, but the lack of them may be costing us more than we know.

“Manners are a sensitive awareness of the feeling of others.
If you have that awareness, you have good manners, no matter what fork you use.”
–Emily Post

August  28, 2020

The NEWS SucksGood morning.
If you’ve ever climbed a mountain there are several points where you think that you’re at the top.  Then after a few more steps you realize that there is a lot more to go.  This aptly describes the market right now.  Is what appearing to be a precipice really the top, or is it just a pause before another rally?
Fed Chairman Powell’s speech today at Jackson Hole didn’t exactly give a clear decision on their stance on inflation and Speaker Pelosi saying the they won’t budge on stimulus makes the pool of assets the Fed stands ready to buy isn’t growing.  This, my friends, is the definition of a conundrum and the spike in the VIX is an indication of the uncertainty.

Now here’s the rest of the news:

The Fed Just Changed the Definition of Saving by Vic Lederman
What SavingsThe biggest banks and money managers have done everything they can to keep this under wraps.  They know that seeing negative interest rates scares people.  Money managers have simply done the unthinkable to hide it from you.  But how?  Let’s get into it…
These investment managers are all slashing the fees on their money market accounts.  But don’t be fooled.  They’re not doing this as a kind gesture.  They’re cutting fees because if they don’t… their money market accounts would show negative yields.
Simply put, the most basic form of cash savings in the U.S. has effectively turned negative… only to be saved by a cut in fees.  That means U.S. rates have, in a practical sense, entered negative territory.  Now, the big money managers sure as heck don’t want you to see this.  That’s why they’re cutting fees.  The goal is to make it look like your account isn’t losing money.  But outside of this fee reduction, it is.  And fees can only be cut so far.  So given the current trend in rates, actual losses are likely just around the corner.  All of this is to the detriment of savers.
The message is as clear as it gets.  If you’re sitting on a pile of cash, trying to be a “good saver,” Uncle Sam is going to chew you up.  The craziest part of this is that most mom-and-pop investors have no idea this is happening.  And most folks believe that keeping a large chunk of their savings in cash is prudent.  That’s how it’s supposed to work.  You save money, and it pays off in the future.  But the Fed has changed the rules of the game.  The new rules say, “sitting on cash guarantees you lose money.”  And you can’t fight the Fed.  You’ll never beat it at its own game.  Now, more than ever, you need to be invested.  Investing is the new saving.  How you navigate these changes will determine whether or not you preserve your wealth.  And thanks to the Fed, your hand is forced.  So please, act now.

August  28, 2019

Does the Law of Attraction Really Work?

The Law of Attraction has been touted as the positive thinking approach to easily manifesting your dream life.  But when you follow the commonly known steps on how to activate the power of the Law of Attraction in your life, and you still don’t see the results you want, you may question if the Law of Attraction really works.

You may even ask yourself, “Am I just doing it wrong?”

the secretHowever, the reality is that many people don’t have a full understanding of how the Law of Attraction actually works.  This is through no fault of their own.  Films like “The Secret,” while wonderful in many ways, only offer a partial explanation of how the Law of Attraction works.

For example, many people have come to believe that having a clear vision of what you would love, and then sitting and visualizing yourself achieving your goals and dreams, is all that it takes to manifest those goals and dreams into reality.

In reality however, there is more to the Law of Attraction than just this.

To activate the full power of the Law of Attraction in your life, you can’t simply sit around visualizing what you want and expect good things to come to you.  You must also begin taking action on your goals and dreams!  Even taking one small step on a regular basis.

Taking action on your goals and dreams is a very important ingredient in the process of moving them from the realm of imagination into reality.  To activate the full power of the Law of Attraction in your life, it’s also important to know that in addition to the Law of Attraction, there are actually 10 more Universal Laws that govern how all things are created in the Universe.  Whether you’re aware of them or not, these 11 Universal Laws are at work everywhere and at all times.

1.  The Law of Thinking

2.  The Law of Supply

3.  The Law of Attraction

4.  The Law of Receiving

5.  The Law of Increase

6.  The Law of Compensation

7.  The Law of Forgiveness

8.  The Law of Non-Resistance

9.  The Law of Sacrifice

10.  The Law of Obedience

11.  The Law of Success

Once you understand how these laws work, and how to operate in harmony with them, you’ll shift into a higher frequency of thought.  As a result, you’ll find that you begin experiencing a lot more freedom and flow in all areas of your life!  😉

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Come From Aways, Do You?

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