02-FEBRUARY 24-2021

couldGood morning.
Some market analysts are worried the stock market is about to drop.  Why?  Because of 10-year Treasury bond rates.  Since the start of the year, they’ve been rising from about 1 percent to 1.36 percent.  In other words, if you lock up your money with Uncle Sam for 10 years, every $1,000 will pay you nearly $14 per year.
With those kinds of returns, it’s clear that stocks are still the best game in town.  And with inflation running over 2 percent per year officially (and even higher unofficially), it’s a guaranteed loss, versus the risk of a potential loss with the stock market.  That’s why we see the market’s latest moves as nothing more than a little volatility.  When 10-Year rates are at least on par with inflation estimates, that’s a different conversation.

Would you be willing to lock up your money for a decade for a mere 1.36 percent annual return?

Hit “Reply” to this email and let us know what you think!

Now here’s the rest of the news:

Echoes of the 90s Dot-Com Bubble Are Loud and Clear –Jonathan Ponciano
Eleven key market metrics that flashed warning signs just before the stock market crashed in March 2000 analyzed.

February 24, 2020

File HenryToday it’s not lack of information, it’s lack of support.
When it comes to health and fitness, we love reading about…

  • Foods you should and shouldn’t eat
  • The best exercises for [insert “trouble area” here]
  • New workouts
  • The latest, trendiest diets
  • Tools & tactics that the hottest celebs and athletes are using

And of course, if you’re the social media type, we know you love looking at pictures of what other people are eating and doing.  Simply put, we have a fascination with diet and exercise, and thanks to that, we have no shortage of information overload.  Yet despite our obsession with food and fitness, there’s still a very clear problem when it comes to problems with health and weight management.

Along those lines, for many people, the issue is not a lack of information, it’s a lack of support.  In other words, in order to successfully transform our bodies, we often have to transform our lives, and to do that, we need to have support from the people with whom we choose to surround ourselves.

It makes sense.  Humans are naturally social.  We are intended to be part of a tribe, and we thrive when we have a sense of community.  For starters, a supportive community helps by providing encouragement and motivation.  Like-minded people with similar goals…  free pizza

  • Encourage you to keep going when the going gets tough
  • Share similar experiences (challenges and triumphs)
  • Give you a genuine pat on the back for making progress
  • Inspire you to do your best
  • Never criticize you
  • Provide non-judgmental accountability
  • Raise awareness to self-sabotaging habits

In other words, social support means encouragement, recognition, motivation, inspiration, friendly competition, accountability, and overall, FUN.  And of course, when you surround yourself with positive social support, you get great information related to health and weight loss, such as tips for burning extra calories, recipes, healthy foods, and snacks.  You know, all those things we’re so fascinated with.

Sometimes it can be tricky to find social support.  In other words, you may have to look outside the circles you currently find yourself in (which may be a good reflection of how you got to where you are).

February 24, 2019

Why Goals Are Overrated

If you ever went to college, I’m sure you heard the words “5 year plan.”  Even if you didn’t, you probably thought about where you want to be in 5 years.  Or perhaps someone told you along the way to “plan ahead!”
Maybe you wrote it down on a piece of paper or a mirror so you can stare at it.  That’s all fine and dandy, but what does it take to get there?

SET SMALL ACHIEVABLE GOALS

For me, goals are overrated.  It’s great to have goals, but thinking 5 years ahead is a bit too much.  Sometimes we spend so much time on our goals that we forget that we are the ones that have to make them happen.  For me, I knew I wanted a luxurious lifestyle, but I was always focused on the next day.  The next hour.  The next moment.
When you truly live in the present, the future doesn’t matter all that much.  Because we can’t control the future, goals are pointless.  Your main goal should be to focus on the NOW and focus on the daily tasks and routines that will take you to where you want to be.
At the end of the day, it’s okay to have goals.  But don’t let your goals consume you so much that you forget about the NOW.
The most important thing you can be doing is living in the present.  Do something right now that will assist you in achieving your goals.

Don’t wait.  Time isn’t waiting for you!

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Come From Aways, Do You?

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